Personal Private Client Insurance Services

Get Better Coverage & Rates From An Afore Insurance Advisor

As an independent advisor, we access top-tier carriers to tailor coverage that aligns with your lifestyle, assets, and risk—delivering protection without compromise. With our national network of experienced advisors, Afore Insurance provides national capabilities through local relationships. If you want a better experience when it comes to your insurance, chances are, there's an Afore agency near you.
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Trusted by 3,834 Families Across the U.S.

Consulting

Afore does comprehensive fact finding so your unique coverage needs are always met

Coverage

With our wide range of carrier and product access, we can find the right coverage for your needs

Confidence

With Afore, you can live confidently knowing that your most important assets and lifestyle are protected

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Afore Private Client

Smart Protection For Successful Families

As your family expands and your wealth grows, so do the risks that can impact your financial security. Personal umbrella insurance is no longer optional—it’s an essential safeguard. The Afore Private Client team specializes in protecting high-net-worth families, ensuring your coverage evolves with your lifestyle and closes the gaps standard policies often leave behind.

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"Afore has been incredible to work with in several areas. Their communication and expertise has helped us truly understand our coverage."

Auto

Having the proper auto coverage limits is critical in protecting your assets, vehicle, and family.

Property

We'll help you find coverage that fits the needs of you and your properties.

Flood

Did you know every home is technically in a flood zone? Homeowners does not cover flood damage.

Umbrella

For pennies on the dollar, umbrella policies cover things that underlying policies exclude or limit. 

Learn More About The Afore Process

While mainstream insurance carriers want you to believe that insurance is all about slashing cost, the truth is, having the proper coverage takes longer than 15 minutes, and in some cases, could actually cost 15% or more.

The result? A custom insurance plan built for affluent families that allows them to live confidently, knowing that should the worst happen, they are actually insured for it.

  • Discovery Call

    Everything starts with a consultative, fact-finding call to properly access each prospective clients' lifestyle, and potential exposures.

  • Coverage Analysis

    Finding the best coverages and rates is a process we truly take pride in for each client. We compare offerings from several top carriers, ensuring you'll be protected at the best price.

  • Policy Placement

    Once we fully understand each prospect's risks and coverage needs, we place coverage with the best possible carrier for that particular client.

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Classic Auto
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Personal Lines
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High Value Home
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Yacht
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Afore Private Client

Why Robust Coverage Matters For Successful Affluent Families

Ownership of luxury homes, high-performance vehicles, fine collections, or watercraft often comes with elevated risk—whether you realize it or not. A seemingly minor event, like a guest slipping by the pool or a teenager’s driving mistake, can quickly escalate into a serious liability. At Afore, your Private Client Advisor will design tailored insurance strategies to safeguard your assets, retirement savings, and even future earnings from unexpected threats.

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Start A Conversation With Afore

Find out what it's like to work with a true professional who understands your unique coverage needs quite possibly better than you do.

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