Hurricane Preparedness 2025 Homeowners Insurance Tips

As we enter the heart of the 2025 hurricane season, we want to ensure you are prepared should a storm impact our region. Safety is always the top priority, followed by protecting your home and property.

Preparation Tips:

Secure or store outdoor items that could become dangerous projectiles.
Install shutters or board windows if available.
Stock enough food, water, and essentials for several days in case of power outages.
Keep battery packs ready to charge phones.
Have an “old school” radio for updates if cell service is down.
Document your home with photos and videos of each room.
Review your insurance coverages and deductibles, and keep your insurance company’s claims department contact information handy.

Claims Information:

If you experience property damage, please file your claim directly with your insurance company to avoid delays. Document all damages with photos and receipts before beginning clean-up. You are responsible for taking reasonable steps to prevent further damage, but wait for adjuster guidance before making permanent repairs.

For cleanup and restoration, you may also contact trusted national disaster mitigation companies such as Service Master, ServPro, or Belfor.

Key Carrier Claims Contacts:

AmWins – Refer to your policy
Auto-Owners – 1-888-252-4626
Centauri – 866-789-4228
Chubb – 1-800-CLAIMS-0 (1-800-252-4670)
Frontline – 1-877-744-5224
J&J – 1-800-487-7565
SageSure – 1-866-311-7243
ShoreOne – 1-888-201-0394
Slide – 1-866-230-3758
Vault – 844-388-LOSS (5677)
For others, please refer to your insurance policy

Important Reminder:

Most homeowners and commercial policies have a separate wind, named storm, or hurricane deductible—usually calculated as a percentage of your insured value. Please review your policy for details.

We will remain available to assist you during and after any storm. If lines are busy, please use email or text, and know we are working diligently to support all policyholders.

Stay safe,

Your Afore*Insurance Team
_{*Afore is the parent company of Mappus Insurance, Crescent Insurance and Powers Insurance}