Our Mission Prosperity In Partnership

We intend to become a top 50, privately-held, national, independent insurance brokerage firm comprised of and run - in a best practice manner - by the very agency partners we've acquired and dedicated to helping them better serve clients.

We seek "Prosperity in Partnership" with and for our shareholders, business partners, employees, and customers.
agency team meeting

Meet The Afore Board & Senior Advisors

The Afore Insurance Services team is comprised of hand-selected leaders who prioritize the success of their clients, colleagues, and partners above all else. Whether you’re an independent insurance agency or a consumer seeking coverage, we’re confident you’ll find an exceptional experience with Afore.

Our Story

At Afore Insurance Services, we are more than just an insurance brokerage—we are trusted advisors, advocates, and long-term partners in protection. Our mission is to deliver unparalleled guidance and personalized insurance solutions that safeguard what matters most—whether that’s a family’s legacy or a company’s bottom line. We take pride in offering a highly consultative, white-glove approach to both personal and commercial risk, backed by deep expertise, strong market access, and a relentless commitment to service excellence.

We believe in true partnership—both with our clients and with the insurance carriers we represent. Our team is devoted to building enduring relationships, grounded in integrity, responsiveness, and results. We collaborate closely with our carrier partners to design innovative, competitive solutions tailored to the unique needs of every household and business we serve.

This unwavering client focus is what drives our continued growth and industry recognition.

Our Mission

At Afore, our mission is to deliver exceptional insurance solutions to the families and businesses we serve—providing peace of mind, protection, and partnership every step of the way.

We are committed to strengthening the communities in which we live and work by combining personalized service with industry-leading expertise. We seek Prosperity in Partnership—with and for our clients, our carrier partners, our employees, and our shareholders. We believe that when we lift each other up, everyone wins.

As we grow a national network of independent agencies, we remain rooted in our core values: putting people first, operating with integrity, and fostering a culture of collaboration. Our aim is not just to become a top 50 privately held insurance brokerage in the country—but to be the best place for professionals to build a career and for clients to find long-term, trusted advisors.

1972
2010
2011-2018
2019
2022
2024
2024

Foundational agencies first formed

First agency acquisition

Over 50 acquisitions transacted

Consolidation of Joint Ventures and investment from Colbeck

Rebrand as Afore Insurance Services

Culpeper Insurance Partners stake and contributes its acquisitions in process

Crestline Investors provides debt financing for future growth

Meet Our Senior Management Team

Garguilo, Michael A.
Michael A. Garguilo
Chief Executive Officer
Smelley, Stephen
Stephen Smelley
Chief Operating Officer
Faust, Justin
Justin Faust
Chief Financial Officer
Muller, Andrew 2
Andrew Muller
EVP of Strategy & Partnerships
john
John Paolini
EVP of Personal Lines

Meet Our Board of Directors

King-Dave-2-456x490-1
David King
Chairman
Neace, John
John Neace
Vice Chair
Garguilo, Michael A.
Michael Garguilo
President & CEO
rob
Rob Gallivan
Director
Vande Guchte, Luke
Luke Vande Guchte
Director
michael
Michael Cahill
Director
Untitled design
Vince Caruso
Director
Jablonowski, Stan
Stan Jablonowski
Senior Advisor
Faust, Justin
Justin Faust
Senior Advisor
Untitled design
Agency Partners Committee Chair